Nimble's dumb little loans"It's the evil feeding on Gen Y," says a twenty- something not prone to histrionics. She's talking not of meth- amphetamine or her generation's penchant for glitter and silly text acronyms, but the new wave of micro- lending companies offering small, short- term loans to cash- strapped Aussies, many under the age of 3. Selfie saviour: counselled by a hipster in a bunny "onesie". The TV ads for one such firm - Nimble – are suitably quirky affairs aimed at the youth market, featuring a hipster in a bunny "onesie", counselling a gal who's taken too many selfies and can't pay her phone bill."Smart little loans" advises Nimble's tagline, while its spokes- rabbit offers amounts from $1.

Illustration: michaelmucci. In the age of instant gratification, it's not surprising Nimble - who used to call themselves the "Cash Doctors" - touted their services "as the future of money, but you can have it right now". Immediacy, of course, doesn't come cheap. However, the exorbitant interest charged on these type of loans is never advertised as an annual percentage rate - because the figure would scare the bejesus out of any half- sentient borrower. As Choice points out, the "annual comparison rate for a two- week $2. Cash Train is "7.

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Nimble charges the maximum allowed by law - a 2. Nimble also spank you $3. Watch Kevin Hart: What Now? Streaming there. The old name for this game is loan sharking, except Nimble don't break your legs, they'll just bust your bank account if you get into trouble with the vig.

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XHTML namespace. The namespace name http:// is intended for use in various specifications such as: Recommendations: HTML 5: A vocabulary and. Internet censorship in Australia currently consists of a regulatory regime under which the Australian Communications and Media Authority (ACMA) has the power to.

The other name for this industry is payday lending, which if you've ever visited a low- income neighbourhood in the USA, you'll know is an industry that feasts on the poor via store front lenders where tellers sit behind metal grills doling out grubby notes to the desperate. In an interesting display of cognitive dissonance, Nimble's chief executive, Sami Malia, said: "I shiver a little bit when I hear people talk about payday lending, because it has quite a negative stigma attached to it."A 2.

I spoke to about her hamster- wheel of debt said Nimble was "her gateway" to "the drug" of short- term loans because the company is so visible with its ad campaigns and makes the transaction simple. She's fallen into the familiar trap of rolling over her debts month to month, financing payments with new loans from competing online lenders."I've got six of them at the moment. I'm moving back in with my parents to get it under control," she said. Cash Converters,  Loan Ranger and Pay.

Day 2. 4/7 all offer similar services to Nimble at similarly extortionate fees and I'll bet you a lazy $5. Christmas excesses financed by these dumb little loans. It's a hateful fact of life in this country that if you're poor, you're fair game for the rich to further bloat themselves on your blood. Pokies, predatory lenders, fast food franchises, "interest free" loans from retailers all target the people with the least to give, offering the false promise that "stuff" outside them will make them feel better about what's going on inside. There's no rabbit- proof fence for the poor.

The Giver (film) - Wikipedia. The Giver is a 2.

US social science fiction film directed by Phillip Noyce and starring Jeff Bridges, Brenton Thwaites, Odeya Rush, Meryl Streep, Alexander Skarsgård, Katie Holmes and Cameron Monaghan.[3] The film is based on the 1. The Giver by Lois Lowry.

The Giver premiered on August 1. United States on August 1. It received a People's Choice Award nomination for Favorite Dramatic Movie.

Following a calamity referred to as The Ruin, society is reorganized into a series of communities, and all memories of the past are held by one person, the Receiver of Memory. Since the Receiver of Memory is the only individual in the community who has the memories from before, he must advise the Chief Elder, and the other Elders, on the decisions for the community. As a curious detail, the Receiver of Memory, and his assistant, are also the only ones endowed with color- vision. Jonas (Brenton Thwaites) is a 1. His two best friends are Asher (Cameron Monaghan) and Fiona (Odeya Rush). On the day of graduation, everyone is assigned a career. Jonas is briefly skipped, as he has not been assigned a career.

Instead, Jonas is to become the next Receiver of Memory, and progressively receive memories from the past receiver, The Giver (Jeff Bridges). Upon assuming his role as The Receiver, Jonas learns of the Giver's past and of his child, Rosemary (Taylor Swift), who preceded Jonas as Receiver of Memory. She was so distraught from the memories that she committed suicide, by what the Community calls "release". They regard its nature as mysterious; the audience learns that it is death by lethal injection. Jonas begins to teach his findings to his friend Fiona, with whom he decides to share the idea of emotions. Fiona, who is unable to fully comprehend the idea of emotion, is unsure how she feels.

Jonas then kisses Fiona, an action which is antiquated and unknown to the community, which Jonas gained through memory. Jonas also shares his memories with the baby his father brought home to their house, Gabriel, and develops a close relationship with him after discovering he shares the same mark on his wrist Jonas does, the mark of a potential Receiver of Memory. Jonas decides that everyone should have the memories of the past and eventually, The Giver and Jonas decide that the only way they can help the community is to go past the border of what they call Elsewhere, beyond the community, therefore releasing the memories back into the community.

Jonas sneaks out at curfew, and decides to get Gabe at the Nurturing Center, who is to be released due to his general weakness. Asher, his other longtime friend beside Fiona, tries to stop him before he leaves the neighborhood, but Jonas quickly punches him. Asher lies on the ground, stunned, and Jonas rides his bike to the Nurturing Center. He tells Fiona his plan and wants to take her with him, but she refuses and instead helps him retrieve Gabe.

Before he leaves, she kisses him and helps him escape. Meanwhile, Jonas' mother (Katie Holmes) and Asher go to the Chief Elder (Meryl Streep) to tell them Jonas is missing. Guards are sent to contain Jonas, who they say has become "dangerous", but Jonas gets one of their motorcycles and drives off the cliff near The Giver's dwelling into "Elsewhere". Asher is assigned, by the Chief Elder, to use a drone to find Jonas and "lose" (kill) him, but when Asher finds Jonas stumbling through the desert, he instead captures him with the drone. After Jonas implores Asher to think that, if he ever cared for Jonas, he would let him go, Asher drops him into a river, setting him free. Jonas stumbles through the land of Elsewhere, while Fiona has been condemned to be "released" for helping him. Just as she is about to be "released" by Jonas' father (Alexander Skarsgård), The Giver steps in and stalls the Chief Elder with memories of his daughter, Rosemary, trying to call out the Chief Elder, but is unsuccessful.

Eventually, Jonas finds a sled like one he rode in a memory from The Giver and makes his way beyond the border of Elsewhere, releasing memories and color- vision back into the community and saving Fiona because Jonas' father realizes what he was really doing. As this happens Jonas' mother sheds a single tear finally understanding the feeling of love. Jonas and Gabe return to the house of his memories, where people are singing Christmas carols, and his voiceover says that, back in the community, he swears he hears music, too, or possibly just an echo. Production[edit]Jeff Bridges and author Lois Lowry at an event for the film in 2. Jeff Bridges initially wanted to film the movie in the mid- 1.

Various barriers marred the production of the film, including when Warner Bros. The rights then ended up at The Weinstein Company and Walden Media. Bridges originally intended that his own father, Lloyd Bridges, would play the title character, The Giver,[4] but Lloyd Bridges died in 1.

Filming began on October 7, 2. Cape Town and Johannesburg.[5] Meryl Streep had some of her scenes shot in England, where she also filmed Rob Marshall's Into the Woods, before doing additional filming two months later in Paarl, a town near Cape Town.[6][7] The filming was completed on February 1. Utah.[8]The score for The Giver was composed by Marco Beltrami.[9] The song "Ordinary Human" by One. Republic was featured in the movie.[1. The film also features Tori Kelly's "Silent". The soundtrack was released on August 5, 2.

Interscope Records.[1. Release[edit]The first official trailer for the film was released on March 1. On April 1. 1, 2. A second trailer was released on June 4.[1. On July 1. 1, 2. 01.

The Weinstein Company and Walden Media would be teaming up with Fathom Events to stream the red carpet premiere to more than 2. US on August 1. 1, four days before its official release.

Ziegfeld Theatre hosted the film's premiere in New York City.[1. Reception[edit]Box office[edit]The Giver grossed $4.

North America and $2. The film earned $4. In its opening weekend, the film grossed $1. Critical response[edit]On Rotten Tomatoes, the film has an approval rating of 3. The site's critical consensus reads, "Phillip Noyce directs The Giver with visual grace, but the movie doesn't dig deep enough into the classic source material's thought- provoking ideas."[1. On Metacritic, the film holds a score of 4. Richard Roeper gave the film a "C," stating that "the magic [of the novel] gets lost in translation," but that the film had its heart in the right place.[2.

Accolades[edit]Award. Category. Nominee.

Result. Denver Film Critics Society 2. Best Original Song"Ordinary Human"Nominated. Heartland Film 2. Truly Moving Picture Award.

Won[citation needed]Hollywood Music In Media Awards (HMMA) 2. Soundtrack Album.

Nominated[citation needed]4. People's Choice Awards. Favorite Dramatic Movie. Nominated. Joey Awards 2. Young Actress Age 9 or Younger in a Feature Film Leading Role. Emma Tremblay. Nominated[citation needed]See also[edit]References[edit]^"THE GIVER (1. A)". British Board of Film Classification.

September 3, 2. 01. Retrieved September 3, 2. The Giver (2. 01.

Box Office Mojo". August 1. 5, 2. 01. Retrieved December 1. Busis, Hillary (September 2. Taylor Swift will co- star in long- awaited adaptation of 'The Giver'". Entertainment Weekly. Retrieved October 2.

Graser, Marc (June 2. Bridges giving ‘Giver’ another shot". Variety. Retrieved July 1, 2. Finn, Natalie (September 3. Katie Holmes: "Excited" to Shoot The Giver With Meryl Streep, Taylor Swift and More". E! Online. Retrieved October 1, 2. Principal photography on the film is scheduled to begin Oct.

Cape Town with an eye on an Aug. Venable, Nick (September 2. Katie Holmes Joins Meryl Streep And Jeff Bridges In The Giver".

Cinema Blend. Retrieved October 1.